RCI Points Buying Guide – Part 2 Running Costs – Called The Management Fee (MF) or Maintenance Fee In the USA
RCI Points Buying Guide.
RCI Points Buying Guide. So far so good, but what about those running costs and how do you know how to choose a good timeshare to buy that works well in RCI Points as opposed to a nightmare? Well, that’s easier than you think, but takes a little explaining. First of all, you have to understand the management fee and the different valuations given to weeks by RCI, dependent on their “Resorts Of Proven Demand” Index
Firstly all timeshares have what is called a maintenance or management fee (same thing), which is billed every year for each week owned. This is a charge for the running cost of the resort, shared among all the owners and covers staff costs, upkeep, taxes, tourism licenses renovation and refurbishment and of course, the maintenance of the specific apartment that you own as well as all other costs a resort incurs. This ensures that what you own remains in tip-top condition so that anyone that uses it feels that it is as good as new.
RCI Points Buying Guide – Management Fees And Pure Points. Pure points management fees sometimes called Yearly Resort Fees are fair in that they are an average of all weeks at a resort and are appearing before a purchase. They are also stated quite clearly on the new RCI Points Purchase Agreements. The great thing about pure points is that you don’t buy the low valued week by making a poor purchase and so pure points are very very popular. A good management fee rate would be anything below $0.015 cents a point. Remember you can rent more RCI points at the RCI rate of $0.03 cents a point up to a total of 50% of the amount you hold in your ownership.
RCI Points Buying Guide – Recommended Blog Reading Written By RCI Points Owners With Pictures
Management Fees and Weeks As Points usually give a lower Management Fee. The thing with management fees is that they are shared collectively with all owners at a resort, right across the year. Resorts charge a fee for each type or class of unit, so a studio one fee, a one bedroom another fee, a two bed another and similarly a unit with more bathrooms may have another higher fee and so on. So an apartment suite may be $800 a week and here is the bit you need to be clever on.
Whatever the cost of the management fee, it is level for all owners throughout the year. An owner with a week worth 9,000 points would have a management fee of US$800, but then again so would the owner of the peak week in that same apartment in summer with the points value of 50,000. So a clever buyer goes for the peak weeks with the highest values as they in effect have the lowest running costs – that is the ratio of points to management fee cost.
Why is it so hard to find the best RCI Points weeks deals? Let the Buying RCI Points Guide clue you up on that one. That’s because there are only 6 or fewer peak weeks of timeshare in every timeshare unit and they are also the most popular times of the year – which is why they are peak obviously. Because they are the most popular they come at a premium price, so you need to find a great resale peak week/s from a seller that is an RCI Points vendor (or they won’t be able to cede your week into points). RCI Points Specialists who know all about how to choose RCI Points usually have the best deals in both RCI Pure Points and RCI Weeks as points. Take a look at Buying RCI Points Wisely – Holiday Max – The Right Way To Buy RCI Points
An even cleverer buyer will get top weeks in a resort that has low management fee costs, and therefore a lower management fee every year. BUT if you buy unwisely you may find your apartment week has a management fee of $1400 and still be getting the same points as the guy who bought wisely.
Here is how to Buy RCI Points the right way by following our RCI Points Buying Guide
An example currently would be to choose a timeshare resale at a resort in the sun year round (no heating costs and no harsh weather costings) where the resort doesn’t have fancy and very expensive facilities (golf course, beachfront for sand wear on the property etc) and that means you aren’t paying for a host of facilities you are never going to use yourself.
Get a collection of peak weeks together with a low management fee and you can have an RCI Points ownership with a half or even a third of the management costs of owning elsewhere and the Points are exactly the same, you just pay less to look after them. This means every vacation you book forever becomes a third of the cost to you, as that of other owners. Now that is buying RCI Points the right way!
To illustrate Buying RCI Points Guide shows the difference between the right way and the wrong way to buy weeks as points and pure points:-
2 weeks in an apartment with a value of 15,000 points and $800 management fees each and your annual value and cost would be 30,000 points and a management fee of $1600 – Painful and the wrong way to own!
1 week in the same apartment with a value of 50,000 points and $800 management fees and your annual value and cost would be 50,000 points and a management fee of $800 – Excellent, that’s the right way to buy weeks as points!
79,000 RCI Points $3495 platinum including $650 management fees for 2018.
So your yearly points value and cost would be 79,000 points and a management fee of $599 – TOP DEAL, that’s the right way to buy pure points and buying wisely get a Platinum membership!
See some RCI Points Prices in all currencies for USA, Canada, Australia and More. Maintenance fees as low as $225 for 45500 points
UK RCI Points Prices including finance and deferred payment options for UK resident buyers. Maintenance fees as low as £171 for 45500 points
You can take that perfection to a whole new level if you are even more astute. There are a few good companies out there, but most aren’t so clever on the best weeks for YOU as opposed to what they want to sell, they obviously have to do something with those out of season weeks. But one that fulfils our criteria above is Holiday Max which sells to USA, Canada and the UK and you can see their RCI Timeshare For Points and the ratio of management fees to points or their Holiday Max 100000 RCI Points Timeshares page with extra bargains and special offers.
Here are Buying RCI Points Guide links to charts of values from RCI and an RCI Points vs RCI Weeks chart. Better because the US Dollar is strong against the Euro or GBP, the rate of exchange works amazingly in your favor making the management fee very low indeed, with management fees of $650 for 79,000 points, which means your vacations will be cheap indeed!
We have also seen these prices with maintenance fees of just a tiny $225 / £170 USA RCI Points Prices and the same UK RCI Points Prices
Buying RCI Points Guide – Sticking with the management fees. If you buy a resort with all the tricks and more at a top location you might have management fees up there in the CAD$1000 for a week worth only 30,000 points. That’s fine if you want to use it every year and will get the benefit, but not such a clever idea if you never intend to go there or just go there once. If you want to use a top resort you should be buying and owning timeshare to use onsite and stick with weeks as opposed to points.
RCI Points Buying Guide Vacation Cost comparisons.
Good vs Bad RCI Points Ownership Purchase
So assume two owners at the same resort (from a point purchase point of view) make the same vacation choice to a 1 bedroom gold crown worth 45000 points. The owner with 45000 points from a fixed week and a management fee of $1350 and the other owner with 79,000 RCI platinum points with a management fee of CAD$649. Firstly you can see who is paying the least for that vacation, but wait a minute, the clever owner with the 79000 pure platinum points still has 34,000 points left over for another vacation! In reality, his management fee cost for this vacation pro rata to his points used is only CAD$649. So one owner is booking EXACTLY the same vacation as the other but the cost to one is CAD$1350 and the cost to the other CAD$649, that is a stunning CAD$710 difference for owning the same amount of points to go to the same vacation.
If you think that sounds a big difference, try expanding that over the next 10 years of vacations, CAD$7100 and that’s just because one owner was better at buying than the other. I hope you take my advice in my Buying RCI Points Guide and follow my guidelines and wish you happy vacations!
This is the Buying RCI Points Guide recommended choice if you want a safe and low-cost RCI Points bargain. You can find RCI Points Ownerships that run from the North American Indianapolis RCI office or RCI Canada, RCI Europe UK Kettering, Australia or Worldwide on these top websites:-
- Holiday Max How To Choose RCI Points
- 25,000 RCI Pure Points $1495
- 35000 RCI Points Price To Own $1995 Plus Low Maintenance Fee just $170
Buying RCI Points Guide – Recommended Sites To Buy From
Owners blogs, RCI Points Fees, RCI PointsCharts, Downloads, Brochures, Valuation Sheets and Great Offers in all currencies.
UK RCI Points Site with finance offers deferred payment plans and offers for UK resident buyers.
A selection Of Points Offers and points values examples
We hope you enjoyed the RCI Points Buying Guide. Future topics in this series include RCI Points Timeshare, Timeshare Points, Sell My RCI Points, RCI Timeshare Weeks Exchange, RCI Gold Crown, Interval International Exchange, Interval International Deposit First and Marriott Timeshare Resale